Don’t Buy into These 4 Costly Myths about Traffic Accidents
July 26, 2015
For most drivers, a traffic accident is inevitable, as safety regulators at the Department of Transportation (DOT) have found that the average motorist will be in around four traffic collisions throughout a lifetime.
As a result, it’s important for all motorists to understand the facts about traffic accidents – and to not buy into some common myths that could end up costing them significantly down the line.
The Facts behind Common Misconceptions about Traffic Accidents
Myth 1 – There’s no need to call police after a collision if I don’t feel hurt.
Fact – This is categorically false. The fact is that no matter how badly hurt you may feel immediately after the accident – or how much another driver may be trying to convince you that police don’t need to get involved – you should definitely call the cops after a traffic accident.
Police reports for accidents can provide critical details about the incident, possibly helping to establish fault later. Without these reports, it can be far more difficult to gather evidence about who was to blame for an accident, complicating victims’ claims to compensation down the line.
Myth 2 – I should immediately inform other involved parties if I think I caused the collision.
Fact – No! Never accept blame for the accident or admit fault – not to other drivers at the scene, not to police who arrive to help clear the wreckage and not to insurers later when it’s time to report the incident. Admissions of fault (even if they are made mistakenly) can compromise people’s claims to compensation later – reducing the amount of their payouts or potentially even leading to claim denials.
Myth 3 – I won’t be able to get any compensation if I was partially to blame for the accident.
Fact – This is not necessarily true. In fact, if another motorist was more at fault than you were for an accident you can still be entitled to compensation for your injuries and losses. This is why it’s critical to retain an attorney after a traffic accident, as a lawyer can explain your rights and may be able to help you get compensation even if you may have been partially to blame for an accident.
Myth 4 – I can trust my insurer and should accept the first settlement offer they make me.
Fact – No again! Insurers may seem trustworthy or supportive after a traffic accident; however, they are not out to protect your interests. They are, instead, looking out for their own profits, and this may mean that they end up looking for reasons to reduce the value of your claim (or to deny it altogether).
So, don’t trust an insurer to be looking out for you. Similarly, don’t rely on them to offer you what you deserve when they make a first settlement offer. The chances are they are offering you a reduced payout – hoping you don’t know your rights and will be desperate enough for money to take it.
Contact a Portland Car Accident Lawyer at the Savage Law Firm
Do you need help financially recovering from a traffic accident? If so, you can rely on an esteemed Portland car accident lawyer at the Savage Law Firm for experienced help and aggressive legal advocacy. Since 1977, our lawyers have been devoted to providing each of our clients with personal attention, respect and the highest quality legal services.
This means that you can count on our lawyers to aggressively defend your rights and help you obtain the compensation – and justice – you likely deserve.
To learn more about our legal services and what we can do for you, call us at 503-222-0200 (in Portland) or at 206-957-7272 (in Seattle). You can also email us using the form on this page. We represent clients in communities in both Oregon and Washington from our offices in Portland and Seattle.
Categories: After Motor Vehicle Accidents