Dealing with Insurers after Car Accidents: 6 Tips (Pt. 2)
March 9, 2015
Resuming Dealing with Insurers after Car Accidents: 6 Tips (Pt. 1), here are some essential tips to remember if you are involved in a traffic accident that requires you to interact with your (or another’s) insurance company.
Dealing with Insurers after Car Accidents: More Helpful Tips
Tip #3 – Never admit fault in the accident.
This is one of the more important tips for dealing with insurers after car accidents, as even a partial, unintentional admission of fault in a collision can end up precluding you from getting the compensation you may deserve.
In fact, when it comes to fault in auto accidents:
- Insurers may get tricky and try to bait you into accepting or “admitting” fault.
- Even if you may have been partially at fault in the collision, do NOT say this to insurers.
- When multiple parties may have been at fault in your collision, you can still be entitled to compensation as long as your portion of the fault was less significant than others’ fault in the accident.
Tip #4 – Keep a detailed log of your communications with your insurer.
Depending on the nature of your collision, you may end up dealing with insurers after car accidents for months – and this means that you will likely end up communicating with your insurance company multiple times before a final decision regarding your claim is made.
When this may be the case for car accident victims, maintaining a detailed communications log can be extremely important and helpful. As part of this log, some of the important things to consistently note include (but may not be limited to):
- The dates on which you communicate with your insurer
- The specific name of the agent with whom you spoke
- What was discussed during each communication
- What the status of your claim was at that time.
Keeping such detail records of your verbal dealing with insurers after car accidents can help you in the future if you claim is wrongfully denied (as you will have evidence of when insurers may have started acting in bad faith with your claim and this can be essential to reversing these denials and obtaining the compensation to which you may be entitled).
Look for the upcoming conclusion to this blog series for some more important tips regarding dealing with insurers after car accidents.
Portland Car Accident Lawyers at the Savage Law Firm
Do you need help with your financial recovery after a car accident? If so, you can rely on the Portland car accident attorneys at the Savage Law Firm for experienced help and aggressive legal advocacy.
At the Savage Law Firm, we realize how devastating traffic accidents can be on a physical, psychological and financial level, and our lawyers are here to aggressively defend injured people’s rights to both justice and compensation.
To learn more about our legal services and what we can do for you, call us at 503-222-0200 (in Portland) or at 206-957-7272 (in Seattle). You can also email us using the form on this page. We represent clients in communities in both Oregon and Washington from our offices in Portland and Seattle.