Dealing with Insurers after Car Accidents: 6 Tips (Pt. 1)

March 6, 2015

Getting into traffic accidents can be distressing, especially when you or your loved one sustains serious injuries and/or significant damage your vehicle. While recovering from the impacts of car accidents can take some time – as well as costly medical treatments, it will generally also require dealing with your insurance company and/or other motorists’ insurers to file auto accident claims and get payouts.

Here are some essential tips for successfully dealing with insurers after car accidents. Contact us for experienced help with your financial recovery after car accidents.

Here are some essential tips for successfully dealing with insurers after car accidents. Contact us for experienced help with your financial recovery after car accidents.

While all of this may sound rather routine, it’s important for people to know that, after car accidents:

  • Insurance companies are not looking out for victims; instead, these companies are usually out to protect their own profits and bottom lines.
  • Dealing with insurers can be frustrating, especially when they grossly undervalue or outright deny legitimate auto insurance claims.
  • Having a trusted attorney on their side can be key to successfully dealing with insurers after car accidents and, in turn, obtaining the full amount of compensation in these cases.

Taking a closer look at this issue, in this blog series, we will reveal some helpful tips for dealing with insurers after car accidents. If you have been hurt in a traffic accident and are running into difficulty with your financial recovery, don’t hesitate to contact the experienced Portland car accident attorneys at the Savage Law Firm. Our lawyers are ready to put their skills, resources and experience to work helping you.

Dealing with Insurers after Car Accidents: Here’s What You Should Know

Tip #1 – Contact your insurer to report the accident as soon as is reasonably possible.

Of course, immediately after traffic accidents happen, there may be serious – if not potentially fatal – injuries to treat, and this will be of the utmost importance. When people’s health has stabilized, however, it’s generally advised they reach out to their insurance companies to report the collision as soon as possible.

Not waiting or putting off contacting an insurance company is such a crucial part of dealing with insurers after car accidents because:

  • Some auto policies contain provisions requiring motorists to make these reports within days of the collision (sometimes within periods as short as 48 hours of a crash).
  • When such provisions exist and people don’t meet the reporting deadlines, insurers may use this to try to devalue a claim.

Tip #2 – Only disclose the facts of the crash.

When you are able to contact your insurer to report the collision, doing your best to only explain the facts of the accident is another crucial thing to keep in mind. In particular, the facts of the accident will include:

  • When (the date, day and time) and where (the location) the accident occurred
  • Who was involved in the accident
  • Whether police were called after the accident
  • Whether you (or anyone else) received emergency medical care after the collision.

In contrast, factors like who may have been to blame in the collision will generally not be an immediate fact related to the case, and it’s usually best to avoid making such assumptions when talking to your insurer.

Additionally, here, we also want to point out that, if an insurer starts to ask probing questions related to potential fault (or other issues you are not prepared to comment on), you can simply decline to answer these questions (and you should to avoid saying anything that may hurt your claim).

To get more essential tips for dealing with insurers after car accidents, look for the second and third parts of this blog series that will be published soon.

Portland Car Accident Lawyers at the Savage Law Firm

Do you need help with your financial recovery after a car accident? If so, it’s time to contact the experienced Portland car accident attorneys at the Savage Law Firm.

To learn more about our legal services and what we can do for you, call us at 503-222-0200 (in Portland) or at 206-957-7272 (in Seattle). You can also email us using the form on this page. We represent clients in communities in both Oregon and Washington from our offices in Portland and Seattle.

Categories: After Motor Vehicle Accidents, Blog, Car Accidents, Motor Vehicle Accidents